Banks and Their Customers / A practical guide for all who keep banking accounts from the customers' point of view
by Henry Warren
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About This Book
"Banks and Their Customers" by Henry Warren is a practical guide for individuals with banking accounts, offering insights from the customers' perspective. The eighth edition covers essential topics such as banking evolution, choosing a banker, cheque handling, agents' responsibilities, and more. Warren provides detailed explanations on negotiating interest rates, overdrafts, and understanding banking charges. The book also addresses the pay structure for bank-clerks, highlighting disparities and challenges within the banking industry.
Chapters (179)
- BANKS AND THEIR CUSTOMERS
- INTRODUCTION
- CONTENTS
- CHAPTER I BANKING EVOLUTION
- CHAPTER II ON THE CHOICE OF A BANKER
- CHAPTER III THE CHEQUE AND ITS VARIOUS CROSSINGS
- Order or Bearer.
- Date of a Cheque.
- A Stale or Out-of-Date Cheque.
- Crossed Cheques.
- Not Negotiable Cheques.
- Cheques Crossed Specially.
- How to Cancel a Crossing.
- How to Indorse or Back a Cheque.
- Agents and “Per Pro” Indorsements.
- Banker’s Liability on Forged Indorsements.
- Banker’s Liability where Drawer’s Signature is Forged.
- When a Cheque is Legally Paid.
- Stopping Payment of a Cheque or Bill.
- Lost Cheques.
- Sending Cheques through the Post.
- Paid Cheques.
- Providing for Cheques Specially.
- Present your Cheques at Once.
- Returned and Dishonoured Cheques.
- Drawer too Ill to Sign.
- Backing a Cheque for a Friend.
- CHAPTER IV CREDIT-ACCOUNT CUSTOMERS
- CHAPTER V DEPOSIT-RECEIPT CUSTOMERS
- CHAPTER VI THE BANK RATE IN RELATION TO BANKERS’ CHARGES
- CHAPTER VII LOANS AND ADVANCES IN LONDON
- CHAPTER VIII OVERDRAFTS IN THE COUNTRY
- CHAPTER IX HOW TO CHECK BANKERS’ CHARGES
- CHAPTER X BILLS, COUPONS, FOREIGN DRAFTS, ETC.
- Discounted Bills.
- Coupons.
- CHAPTER XI UNCLAIMED BALANCES
- CHAPTER XII BANK SHARES
- An English Provincial Bank.
- CHAPTER XIII THE PAY OF BANK-CLERKS
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